Terms of Service

1. Acceptance of Terms

By accessing and using the RazorbackPay website and services, you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use our services.

2. Description of Service

RazorbackPay provides the following services:

• Free Rate Analysis: We analyze your current payment processing rates and identify potential savings. This is a free service with no obligation.
• Merchant Services Consulting: We provide advice and recommendations on payment processing solutions.
• POS & Ecommerce Solutions: We offer point-of-sale systems and online payment processing integration.

The Free Analysis service is provided at no cost and does not require any payment or contract.

3. User Obligations

By using our services, you agree to:

• Provide accurate, current, and complete information as prompted by our forms
• Maintain the security of your account credentials (if applicable)
• Not use our services for any unlawful purpose or in violation of these terms
• Not attempt to gain unauthorized access to any portion of our website
• Not interfere with or disrupt the operation of our website or services

4. Information Accuracy

You represent and warrant that all information you provide through our Free Analysis form is accurate and complete to the best of your knowledge. You acknowledge that the rate analysis we provide is based on the information you supply, and inaccurate information may affect the accuracy of our analysis.

5. Intellectual Property

The content, design, and materials on this website are owned by RazorbackPay and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or use any materials from this website without our prior written consent.

6. Disclaimers

No Warranties. Our services are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Accuracy Not Guaranteed. While we strive to provide accurate rate analyses, we cannot guarantee that all calculations will be exact. The analysis provided is an estimate based on industry averages and the information you provide.

7. Limitation of Liability

To the maximum extent permitted by law:

• No Liability for Free Services: Since our rate analysis is provided free of charge, we shall not be liable for any damages arising from your use of this service.
• Exclusion of Consequential Damages: In no event shall RazorbackPay be liable for any indirect, incidental, special, or consequential damages, including lost profits, lost revenue, or lost data, arising out of or related to your use of our services.
• Cap on Liability: Our total liability, if any, shall not exceed the amount, if any, paid by you for our services. (Note: Free services have no paid amount.)

8. Indemnification

You agree to indemnify, defend, and hold harmless RazorbackPay and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or related to your violation of these Terms or your use of our services.

9. Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Arkansas, without regard to its conflict of law provisions.

Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in Pulaski County, Arkansas, and you hereby consent to the exclusive jurisdiction and venue of such courts.

11. Termination

RazorbackPay reserves the right to terminate your access to our website and services at any time, without notice, for any reason, including but not limited to violation of these Terms.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions shall continue in full force and effect.

13. Entire Agreement

These Terms constitute the entire agreement between you and RazorbackPay regarding the use of our website and services, superseding any prior agreements or understandings, whether oral or written.

14. Changes to Terms

We may modify these Terms at any time. We will post any changes on this page and update the "Effective Date" above. Your continued use of our services after such changes constitutes acceptance of the new Terms.

15. Contact Information

If you have questions about these Terms, please contact us:

• Email: razorpayos@polsia.app
• Website: razorbackpay.com