RazorbackPay was started by a guy who worked inside payment processing, managed POS systems for restaurant franchises, and ran a business that got hit with those exact fees. He knew what was broken. He built what should exist.
Maly Chheang didn't stumble into payment processing. He worked in it. Early in his career at a major payment processing company, he saw firsthand how the industry operated — the layered fees, the vague statements, the markups buried so deep that most business owners never found them. He knew what merchants were being charged. He knew why. And he knew it didn't have to work that way.
Before that, he spent years on the merchant side — running restaurant operations as a General Manager at a national restaurant franchise for six years. He knows what it's like to be on the receiving end of a processing statement you can't fully decode. He's sat across the table from the same kind of sales rep he'd later become. That perspective stuck.
"I started RazorbackPay because I got tired of seeing local businesses overpay for something that should be straightforward. Transparent pricing isn't a feature — it's just what honest business looks like."
— Maly Chheang, FounderHis background isn't just sales. Maly has spent over a decade in IT leadership and infrastructure — including his current role as Director of IT at Mycelium Networks, where he leads infrastructure deployments at major venues and manages secure systems. That technical depth matters in payments: he can actually evaluate the security, the integrations, and the systems behind what he's selling — not just pitch a rate.
At a fast-growing restaurant chain, he managed POS systems and provided tech support across franchise operations. He knows the hardware, the software, and what breaks at 11pm on a Friday. When he sets up a merchant, he's not guessing — he's done it.
Maly grew up in Minnesota and chose North Little Rock as home. RazorbackPay is local by design — not just registered here, but genuinely committed to Arkansas small businesses. Real accountability. Real phone numbers. A real person who shows up.
Every credibility claim is backed by actual work. Here's where Maly has been before he came to you.
This isn't a generic sales pitch from someone who read a brochure. Here's why his experience translates to better outcomes for your business.
Working inside a major payment processor means he saw how companies structure markups and bury them in statements. He knows every trick — because he was inside the machine. Now he builds against it.
Running POS systems for a major restaurant franchise isn't the same as reading the spec sheet. He's dealt with hardware failures, software quirks, and support tickets at scale. He won't oversell you something that doesn't fit.
Six years running restaurant operations means he's processed payroll, dealt with vendors, and read those exact statements. He knows the pressure small business owners are under. This isn't sympathy — it's shared experience.
Security, integrations, infrastructure — he can assess what you're actually running and whether it's secure. That matters when you're processing customer payment data.
Chose North Little Rock. Knows the community. Answers his phone. The big national processors have 1-800 numbers. RazorbackPay has Maly.
Offering month-to-month terms when you have this background isn't risky — it's a statement. He's confident enough in the value to let the numbers speak. If the savings aren't there, you walk. Simple.